Category: Claims & Coverage

Home warranty second opinion guide: when to request one, who pays the service fee, and how to dispute a technician’s diagnosis or a denied claim step by step.

Does a home warranty cover ceiling fans? Usually yes, when the fan is a built-in electrical fixture. See what’s covered, exclusions, repair costs, and how to claim.

If your home warranty company goes out of business, your contract may be unenforceable. Learn what happens to claims, how to get a refund, and how to protect yourself.

When a covered item can’t be repaired, does your home warranty replace it with a comparable unit? Learn what “comparable” means and what you get in 2026.

How many home warranty claims can you file in a year? Most plans set no limit on claim count, only per-item dollar caps. Here is how it really works.

Home warranty contractor no-show? Learn exactly what to do, your rights, how to escalate a missed appointment, and when you can get reimbursed for delays.