5 Home Maintenance Tips That Prevent Costly Repairs

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Prevention Is Cheaper Than Repair

Every homeowner knows the sinking feeling of an unexpected breakdown — the furnace that quits on the coldest night of the year, or the water heater that floods the basement without warning. While a home warranty plan protects your budget when things do go wrong, regular maintenance can help prevent many common issues from happening in the first place.

Here are five simple maintenance habits that can save you thousands in repair costs and extend the life of your home’s most important systems and appliances.

1. Change Your HVAC Filters Every 1-3 Months

This is the single most impactful maintenance task you can do as a homeowner, and it takes less than five minutes.

Your heating and cooling system pulls air through a filter to trap dust, pollen, and debris. When that filter gets clogged, your system has to work significantly harder to push air through — which drives up your energy bills and puts excessive strain on the motor and compressor.

A clogged filter is the number one cause of HVAC system failures. Replacing a $10 filter every month or two can prevent a $5,000+ system replacement down the road.

Pro tip: Set a recurring reminder on your phone for the first of every month. Buy filters in bulk so you always have one on hand.

2. Flush Your Water Heater Annually

Sediment naturally builds up at the bottom of your water heater tank over time. This layer of mineral deposits acts as insulation between the burner and the water, forcing your heater to work harder and reducing its efficiency.

Left unchecked, sediment buildup can cause your water heater to overheat, corrode from the inside, or fail prematurely. The average water heater lasts 8-12 years, but neglecting maintenance can cut that lifespan in half.

Flushing your water heater once a year removes the sediment and keeps the unit running efficiently. It’s a straightforward DIY task that takes about 30 minutes, or you can hire a plumber to do it during a routine service call.

3. Clean Your Refrigerator Coils Twice a Year

The condenser coils on the back or bottom of your refrigerator release heat as part of the cooling process. When these coils get coated in dust and pet hair, your refrigerator can’t cool efficiently — leading to higher energy bills and premature compressor failure.

A compressor replacement on a refrigerator can cost $500 or more. Cleaning the coils takes about 15 minutes with a coil brush or vacuum attachment.

Pull your refrigerator away from the wall, locate the coils (usually on the back or behind a bottom grille), and gently vacuum or brush away the buildup. Do this every six months — more often if you have pets.

4. Inspect Plumbing for Leaks Regularly

Small leaks can cause big problems if they go unnoticed. A slow drip under your kitchen sink might not seem urgent, but over time it can lead to water damage, mold growth, and even structural issues.

Make it a habit to check under all sinks, around toilets, and near your water heater for any signs of moisture, dripping, or water stains. Look for:

  • Puddles or wet spots under sinks
  • Discoloration on walls or ceilings near plumbing
  • A musty smell in bathrooms or the basement
  • An unexplained increase in your water bill

Catching a small leak early can prevent a major plumbing emergency later. If you spot an issue, file a claim with your home warranty provider to get it fixed before it gets worse.

5. Keep Your Garbage Disposal Clean

Your garbage disposal works hard, but it’s not indestructible. Grease buildup, food debris, and improper use are the most common causes of disposal failures.

To keep your disposal running smoothly:

  • Run cold water before, during, and after using the disposal
  • Avoid putting grease, oil, fibrous vegetables (celery, artichokes), or starchy foods (pasta, rice) down the drain
  • Clean the disposal monthly by grinding ice cubes and a handful of coarse salt, followed by half a lemon for freshness

When Maintenance Isn’t Enough

Even the most well-maintained home will eventually experience breakdowns. Systems and appliances have finite lifespans, and wear and tear is unavoidable.

That’s where a home warranty comes in. When your well-maintained appliance finally does give out, a home warranty plan from Empire Home Protect covers the cost of repair or replacement — so you’re never stuck with a surprise bill.

Plans start at just $49 per month. Get your free quote today and pair smart maintenance with solid financial protection.

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